Accounting and bookkeeping

Personal financial advice


As a member of IDA you can receive impartial advice on pension and personal finances from F10. Counselling is based on your individual circumstances. You pay for the counselling yourself, but at favourable terms.

In addition to advice on personal finances (e.g. pension savings, mortgages, etc.), the agreement also includes business consultancy services for self-employed IDA members.

The aim is not to sell products to you but to ensure that you receive a professional and objective evaluation of the needs, options and threats to your finances.

F10 is a countrywide firm, so you will be offered a personal meeting at one of F10’s locations or anywhere else of your choosing. This is included in their fee, although there may be extra travelling costs in connection with meetings on Bornholm.

The agreement covers a one-off discount of DKK 1,500 for any member for a Finance Check, Pensions Analysis or Company Check.

  • The price of a Finance Check is DKK 1,500 (excl. VAT) for IDA members (as opposed to the usual DKK 3,000).
  • The price of a Pension Analysis is DKK 3,500 (excl. VAT) for IDA members (as opposed to the usual DKK 5,000).
  • The price of a Company Check is DKK 3,500 (excl. VAT) for IDA members (as opposed to the usual DKK 5,000).

When you select a Finance Check, F10 will analyze your finances and identify areas where you could save/earn money. You will receive an easy-to-understand spreadsheet that pinpoints areas for improvement. The spreadsheet will show you where F10 expects to be able to optimise your finances. You will also be given a fixed price for F10’s implementation of the optimisations.

The process after the Finance Check is covered by F10’s satisfaction guarantee. This means that if, contrary to expectation, F10 does not achieve the expected outcome, there will be a corresponding reduction in price.

The principle for a Company Check for self-employed persons is the same as a Finance Check for private customers.

The agreement also includes a 20% discount on F10’s hourly rate for members who are interested in asset management and other financial advisory services. The price is DKK 1,200 (excl. VAT) for IDA members (as opposed to the usual DKK 1,500).

F10 financial advisors are impartial and only receive payment from IDA’s members. They do not receive commission.
Members who would like advice from F10 are welcome to fill out F10’s contact form (remember to note that you are an IDA member to ensure that you receive the discount) or call on +45 30 33 43 33.