At F10 Finans you can get personal financial advice on pension savings, mortgages and bank pensions, but you can also get business advice if you run a self-employed business.
The advice is not based on selling you products, but on ensuring that you get a serious and objective assessment of your needs, opportunities and threats to your finances.
The advice is nationwide, and you will be offered a personal meeting at F10's premises or elsewhere of your choice. This is included in the fee, but there will be a transport surcharge for meetings taking place on Bornholm.
The IDA offer includes a one-off DKK 1,500 discount for each member on a Finance Check, Pension Analysis or Company Check.
In addition to advice on personal finances (e.g. pension savings, mortgages and bank), the agreement also includes business consultancy services for IDA members who are self-employed.
When you select a Finance Check, F10 analyses your finances and identifies areas where you could save or earn money.
You receive an understandable spreadsheet that pinpoints areas for improvement.
This shows you where F10 expects to be able to optimise your finances. You will also be given a fixed price for F10’s implementation of the optimisations.
The process after the financial check is covered by F10's satisfaction guarantee. This means that if F10, contrary to expectations, does not achieve the expected results, the price will be reduced accordingly.
The principle of a business check for self-employed people is the same as a financial check for private individuals.
The agreement also includes a 20 percent discount for members who want wealth advice and other financial advice on an hourly basis. The price will be DKK 1,200 for IDA members (versus normal DKK 1,500).
F10 Financial Advisors are impartial and only receive payment from IDA members and do not receive commissions.
Members who want advice from F10 can use F10's contact form (remember to write that you are an IDA member so you get the discount) or call 30 33 43 33.