IDA+Lån&Spar is a partnership between IDA and Lån&Spar Bank, which IDA owns, and you as an IDA member. This ownership structure ensures that no shareholders profit from you in IDA+Lån&Spar. Here, you will find services and products tailored to your needs.
IDA+Lån&Spar has developed a unique understanding of the financial requirements, challenges and opportunities you may face throughout your education and career. It ranges from your student years to buying a house a car, starting a family, managing your finances, savings and investments, to retirement. Additionally, you can also enjoy various benefits when using IDA+Lån&Spar.
Apart from receiving objective advice and prompt solutions, you will undoubtedly experience the difference between IDA+Lån&Spar and other banks in everyday transactions. As a customer of IDA+Lån&Spar, you are entitled to various benefits.
* Are you a member of IDA and have completed your education? If yes, here's how to earn 5% interest on your salary account. Collect all your finances at Lån & Spar (LSBprivate®Salary), a part of a package of products and services that evaluate your finances. With this package, you can earn 5% interest in your salary account on the first DKK 50,000. For DKK 50,001-500,000, the interest rate is 1%, and after that, it is 1.5%. The interest rate is calculated daily and added annually. These interest rates are variable and apply from June 13, 2023. You don't have to move your mortgages, but you must go through Lån & Spar and Totalkredit for changes and new mortgages. Please visit lsb.dk/medlemsvilkaar for full terms.
Are you looking for a house or apartment? IDA+Lån&Spar can help you find the right loan for your needs. Get started by booking a meeting that will give you an overview of your financial opportunities. Even if you're just looking, it's a good idea to contact your bank adviser early on in the process. That way, you're ready to act as soon as the right opportunity arises.