You’re having a baby! You’re so happy, but you have a niggling concern. What do you do when you’re self-employed and you’re on maternity/paternity leave? Can you get any benefits? And what about your business while you’re away?
If you comply with the regulations for how much you have been working before your maternity/paternity leave, you can receive benefits as a self-employed person. The rules are that you are entitled to maternity/paternity benefits if:
If you meet all these conditions, you can receive benefits as a self-employed person. However, if you have been self-employed for less than six months before you go on maternity/paternity leave, you can include the periods when you have worked as an employee.
How much you can get in the benefits depends on how much you have earned in your business. Maternity/paternity benefits for the self-employed are calculated on the basis of:
In order to obtain full maternity/paternity benefits, you must earn at least DKK 223,600 in revenues (2018) a year.
IDA provides legal advice for the self-employed and freelancers, and for those who are employees and self-employed at the same time.
If you have taken out sickness insurance with Udbetaling Danmark by no later than six months before you apply for benefits, you are entitled to at least two-thirds of the maximum maternity/paternity benefits rate, irrespective of how much you have earned. If you are subject to a qualifying period which expires during your leave, and provided you are insured, you will also receive at least two-thirds of the maximum maternity/paternity rate from the date on which the qualifying period expires.
You take out the insurance through Udbetaling Danmark.
The maternity/paternity period for the self-employed is divided into four phases:
Read more about maternity/paternity/parental benefits for the self-employed on borger.dk.
Many self-employed people worry about what will happen with their business and clients while they are away on leave. Perhaps you’re one of them? Here are three tips: